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Essential Care Program


The Essential Care Program (ECP) helps members fill in the gaps of Medicare and Medicare Supplement coverages, providing savings for dental, hearing, and vision.

Members of the Essential Care Program typically save thousands of dollars each year, simply by accessing their ECP benefits. Whether it’s a routine dental check-up, hearing-aid replacements, or picking up new prescription eye glasses, the Essential Care Program helps members keep out of pocket costs to a minimum.



NOTE: This plan is NOT INSURANCE, nor is it a replacement for insurance.



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Partnered with DenteMax, US Dental Access provides more than 263,000 access points for savings nationwide.

EyeBenefitsNow is the industry’s most comprehensive vision savings network in the US, with over 14,000 optical providers.

Hear In America provides access to a free hearing exam and substantial savings on name brand hearing aids.

 

Disclosure: The Complete Dental Vision plan is NOT insurance, a health insurance policy, or a Medicare Prescription Drug Plan. The plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs, or medical equipment and supplies offered by providers who have agreed to participate in the Plan. The range of discounts for medical, pharmacy, or ancillary services offered under the Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under the Plan. The member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services, and equipment received under the Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment, and supplies from providers in the Plan. The Discount Medical Plan/Discount Plan Organization is Protective Marketing Enterprises, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 855-409-9733 or visit EssentialCareProgram.com for more information. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state, and specialty, located in the member’s service area. The fees for the plan are specified in the membership agreement. You may cancel The Plan at any time. The plan includes a 30-day cancellation provision.

Note to MA consumers: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. FL, LA, MS, ND, OK, RI, SC, UT, SD, and TX residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is canceled within the first 30 days after receipt of the membership card. AR and TN residents: A refund of all fees will be issued if membership is canceled within the first 30 days. MD Residents: The membership fee and one-time registration fee (minus $5.00) will be refunded if canceled within the first 30 days and upon return of the discount card. LA residents: If a member cancels his membership within the first thirty days after the date of receipt of the written document, the member shall receive a reimbursement of all periodic charges and the amount of any one-time processing fee that exceeds thirty dollars. If you cancel after thirty days for any reason other than nonpayment, the plan will make a pro-rata reimbursement of all periodic charges. This plan is not available in AK, CT, MT, RI, & WA.